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What is IUL?

Quick explanation

IUL is a permanent life insurance policy that remains active as long as your premium payments are up-to-date or until you reach the policy's specified maturity age, which is often set at 121 years. It's like having a lifetime safety net.

What sets IUL apart is its cash value component. This component's growth is tied to an index such as the S&P 500, which means your cash value can grow over time. However, it's important to note that the insurance company manages these investments, often including bonds and mortgages, to make this growth happen.

Here's where IUL gets interesting: it offers you flexibility in adjusting your premium payments within certain limits. It's a bit like customizing your insurance to fit your financial situation.

The key distinction between Indexed Universal Life insurance and other forms of universal life insurance lies in how the cash value accumulates, making IUL a unique and powerful financial tool.

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High-Quality Leads

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What You'll Receive?


Exclusive Insurance Facebook ads ($10-30)

To start generating clients immediately (Booked Appointment)


Automations & Handling Online Leads training


Our Winning 2022 ad copies from our master ad database


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Easily track, contact and manage new opportunities 


Pipeline management trainings


Reactivation And Referral Campaigns

Organic referrals included to cut lead cost in half


45-Minute On-Boarding Action Plan Call W/ Our Team

Understand your role, the systems and the expectations in the program 


Accountability, System reviews and consults

Our Latest Results

Our intention is simple: To provide you with the systems, strategies and support needed to operate a sustainable and profitable contracting business right now, and in the future.

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